Review Paper
Year: 2023 | Month: July | Volume: 10 | Issue: 7 | Pages: 35-40
DOI: https://doi.org/10.52403/ijrr.20230707
Claim Implementation of Accident Insurance Agreement for Ship Passengers as Users of Sea Transport Services
Fadlan
Faculty of Law, University of Batam
ABSTRACT
Insurance agreements for accidents at sea for passengers of ships are outlined in Article 3 of Law Number 2 of 1992 concerning the Insurance Business. The implementation involves fulfilling the rights and obligations of the parties involved in the insurance agreement, particularly for ship passengers. This includes making premium payments based on the risks and accidents encountered. However, there are certain obstacles and conditions that may arise in fulfilling these rights and obligations. These include delays or non-compliance with the stipulated provisions, reporting claims beyond the specified period mentioned in the policy, inability to provide necessary supporting documents for claims, failure to file a claim within 12 months of the incident, and demands exceeding the coverage stated in the policy.
Keywords: Accident Insurance Agreements, Sea Transportation Service
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