Year: 2024 | Month: February | Volume: 11 | Issue: 2 | Pages: 490-496
DOI: https://doi.org/10.52403/ijrr.20240251
A Study on the Factors Influencing the Participation in Health Insurance of Coastal Residents in Thanh Hoa Province, Vietnam
Tuan Minh Hoang1, Nga Thi Nguyen2
1Insurance Department, 2Accounting Faculty;
University of Labour and Social Affairs, Hanoi, Vietnam.
Corresponding Author: Nga Thi Nguyen
ABSTRACT
According to statistical data, the participation rate in health insurance among residents in coastal areas of Thanh Hoa province is currently around 87.5%. While this is a relatively high participation rate, it is lower than the national average. Therefore, it is crucial to study the factors that influence the participation of coastal residents in order to improve the coverage of health insurance for them.
To encourage participation in health insurance, it is important to clarify the role of health insurance in people's lives, improve the quality of health insurance services, and reduce administrative procedures. These factors contribute to stimulating the participation of coastal residents. One of the reasons why people have not decided to spend their own money to purchase health insurance is the lack of trust in the quality of health insurance services. In other words, the attractiveness of health insurance policies and the implementation of these policies are important factors that influence people's participation in health insurance.
Identifying the factors that influence the participation in health insurance of coastal residents in Thanh Hoa is not only the basis for assessing the level of participation but also essential for proposing specific solutions to enhance their participation.
Keywords: Health insurance, health, social insurance, Medical Management, Vietnam.
[PDF Full Text]