Research Paper
Year: 2018 | Month: December | Volume: 5 | Issue: 12 | Pages: 365-372
The Effect of Financial Literacy and Spiritual Quotient on the Management of Personal Finance on Faculty of Economics Universitas Negeri Medan
Noni Rozaini1, Aurora Elise Putriku1, Fera Arista1
1Department of Business Education, Medan State University, Medan, Indonesia,
Corresponding Author: Noni Rozaini
ABSTRACT
The purpose of this research is to determine the effect of positive and significant between financial literacy and spiritual quotient on the management of personal finance at the students of 2014 Commerce Education. This research was conducted at Faculty of Economics, Universitas Negeri Medan. This type of research is expost facto. Population in this research is all student of Commerce Education 2014 which amounts to 76 students. The sample in this research is 76 students taken by using sampling technique in total sampling, technique of data collecting done by observation, questionnaire and documentation. Based on result of multiple linear regression analysis linear equation is obtained by Y = 9.537 + 0.558X1 + 0.239X2. The result of t test analysis for financial literacy obtained there is positive and significant influence to the personal financial management. For spiritual quotient variable obtained there is positive and significant influence to the personal financial management. The F test it founded there is a positive and significant influence between financial literacy and spiritual quotient on the personal financial management students E-commerce Education of 2014 Faculty of Economics, Universitas Negeri Medan.
Key words: Financial Literacy, Spiritual Quotient, Personal Financial Management
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