Research Paper
Year: 2020 | Month: August | Volume: 7 | Issue: 8 | Pages: 395-400
The Role of PT. BPRS Puduarta Insani in Efforts to Increase the Welfare of Community in Tembung, Deli Serdang District
Amarsyah Ali Hasibuan1, Irsad Lubis2, Rahmad Khadafi3, Taufik Akbar4
1,2,3,4Faculty of Economics and Business, Universitas Sumatera Utara, Indonesia
Corresponding Author: Amarsyah Ali Hasibuan
ABSTRACT
Shariah financing bank (BPRS) is a bank financial institution that accepts deposits only in the form of time deposits only, or other forms of saving that are disbursed with it channelled as a business activity of PT. BPRS Puduarta Insani. This study was conducted to see influence after the provision of funds and the barriers that exist in the distribution of financing to customers. Methods for viewing differences in income before and after financing are measured by different tests (paired sample t test) and constraints in PT. BPRS Puduarta Insani are measured by looking at cross tabulation. The results of this study indicate that the community after getting financing from PT. BPRS Puduarta Insani experiencing increased welfare because income after getting financing has increased. This means that there is a significant difference to the welfare of the community. The various obstacles faced by customers such as system failure, inadequate management and the number of BPRS is still limited, not a big problem for customers in obtaining loans from PT. BPRS Puduarta Insani.
Keywords: Community, Financing, Welfare, Customers
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